dCraigKarmin,RobbieWhelan,andJeannetteNeumann,“RentalMarket’sBigBuyers,”WallStreetJournal,October3,2012。各家不动产投资手册早在崩盘前就鼓吹要投资法拍屋与危楼。“危楼可以真真正正地让人致富。”1998年本投资专论就这大言不惭地说过。“银行不喜欢法拍屋,但炒房团喜欢,因为法拍屋是可以很快买入便宜货。”Sheets,RealEstate,231,234.
11.DwightJaffee,AnthonyLynch,MatthewRichardson,andStijnVanNieuwerburgh,“MortgageOrganizationandSecuritizationintheFinancialCrisis,”inRestoringFinancialStability:HowtoRepairaFailedSystem,eds.ViralAcharyaandMatthewRichardson(Hoboken:JohnWiley&Sons,2009),61-82.
12.KennethHarney,“EvenwithGreatCreditandBigDownPayment,HomeLoansWillCostMorein2011,”WashingtonPost,January8,2011.
13.项预算显示,法拍屋经查封后平均折价是27%。JohnCampbell,StefanoGiglio,andParagPathak,“ForcedSalesandHousePrices,”AmericanEconomicReview101(2011):2108-121.
14.并未在现场目睹房门先后倒在鲁比与多琳身上事,但事后确实有看到门板从门轴上脱落,以及多琳肿胀脚踝。另外也跟辛克斯顿家其他人证实过此事真实性。
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